Feeling sleepy is especially dangerous when you are driving. Sleepiness slows your reaction time, decreases awareness and impairs your judgment, just like drugs or alcohol. People who are very sleepy behave in similar ways to people who are drunk. The impact that this has on traffic safety should not be underestimated.
To remain alert and avoid drowsiness:
- Getting plenty of sleep (at least six hours) the night before a long trip;
- Traveling at times when you are normally awake, and staying overnight rather than driving straight through;
- Scheduling a break every two hours or every 100 miles;
- Stop driving if you become sleepy; someone who is tired could fall asleep at any time – fatigue impacts reaction time, judgment and vision, causing people who are very sleepy to behave in similar ways to those who are drunk;
- Not planning to work all day and then drive all night;
- Avoid sleepy times of day. Take a mid-afternoon nap and find a place to sleep between midnight and 6 a.m.; and
- Traveling with an awake passenger.
Symptoms of sleepiness include but are not limited to:
- Having trouble keeping your eyes open and focused;
- The inability to keep your head up;
- Daydreaming or having wandering, disconnected thoughts;
- Drifting from your lane or off the road, or tailgating;
- Yawning frequently or rubbing your eyes repeatedly;
- Missing signs or driving past your intended exit;
- Feeling irritable and restless; and
- Being unable to remember how far you have traveled or what you have recently passed.
Online banking is nice and convenient. But it does come with certain risks. Just as you hear of people being robbed at ATMs, or having their cards cloned, so online accounts are also a point of vulnerability.
Follow these 8 tips and you can minimize the risks to your finances and bank safely online:
1. Choose an account with two factor authentication
Try to get a bank account that offers some form of two factor authentication for online banking.
These days many, but not all, banks offer a small device that can be used to generate a unique code each time you log in. This code is only valid for a very short period of time and is required in addition to your login credentials in order to gain access to your online account.
2. Create a strong password
If your bank requires a user-generated password in order to access online accounts make sure you choose one that is strong. The best way to achieve this is by making it long and a mix of upper and lower case letters, numbers, and special characters.
Always avoid using any common words or phrases and never create a password that contains your name, initials, or your date of birth. If your bank allows it, change your password every few months.
When setting up online banking, if your bank asks you to provide answers to some standard security questions remember that the answer you give doesn’t have to be the real one.
So you don’t have to answer “Thumper” to the name of your first pet – make it something else, as if it was a password. Use a password manager if you are concerned about how to remember everything!
3. Secure your computer and keep it up-to-date
Security software is essential these days, regardless of what you use your computer for.
As a minimum, make sure you have a firewall turned on and are running antivirus software. This will ensure you are protected from Trojans, keyloggers and other forms of malware that could be used to gain access to your financial data.
You’ll also want to keep your operating system and other software up-to-date to ensure that there are no security holes present.
4. Avoid clicking through emails
No financial institution worth their salt will send you an email asking you to provide any of your login details.
If you receive an email that appears to be from your bank that asks for such details then treat it with suspicion as it may well be a phishing attempt to trick you into handing your credentials over.
Likewise, be aware of links in emails that appear to be from your bank – this is a trick often employed by the bad guys to get you onto a website that looks like your bank. When you log in to ‘your account’ they will steal your username and password and, ultimately, your cash.
It is always safer to access your online bank account by typing the address into your browser directly.
Also, be aware of unsolicited phone calls that purport to be from your bank. While your financial institution may require you to answer a security question, they should never ask for passwords or PINs (they may ask for certain letters or numbers from them, but never the whole thing).
If in doubt, do not be afraid to hang up and then call your bank back via a telephone number that you have independently confirmed as being valid.
5. Access your accounts from a secure location
It’s always best practice to connect to your bank using computers and networks you know and trust.
But if you need to access your bank online from remote locations you might want to set up a VPN (Virtual Private Network) so that you can establish an encrypted connection to your home or work network and access your bank from there.
Look for a small padlock icon somewhere on your browser and check the address bar – the URL of the site you are on should begin with ‘https’. Both act as confirmation that you are accessing your account over an encrypted connection.
6. Always log out when you are done
It is good practice to always log out of your online banking session when you have finished your business. This will lessen the chances of falling prey to session hijacking and cross-site scripting exploits.
You may also want to set up the extra precaution of private browsing on your computer or smart phone, and set your browser to clear its cache at the end of each session.
7. Set up account notifications (if available)
Some banks offer a facility for customers to set up text or email notifications to alert them to certain activities on their account. For example, if a withdrawal matches or exceeds a specified amount or the account balance dips below a certain point then a message will be sent.
Such alerts could give quick notice of suspicious activity on your account.
8. Monitor your accounts regularly
It should go without saying that monitoring the your bank statement each month is good practice as any unauthorized transactions will be sure to appear there.
But why wait a whole month to discover a discrepancy? With online banking you have access 24/7 so take advantage of that and check your account on a regular basis. Look at every transaction since you last logged in and, if you spot any anomalies, contact your bank immediately.
The above tips should go a long way to ensuring that you enjoy the advantages offered by online banking without experiencing any of the pitfalls.
If you have any more advice to add to this, please do so in the comments below.
Safe banking to you all!
Scientific Reason behind Indian Punishment :
Remember the ‘good’ old Indian school punishments? Holding the earlobes with arms crossed over your chests, bending the knees and then sit and then stand and so on till the time Masterji is saying?
Ever thought why the traditional Indian school teachers would give this particular punishment? I believe even majority of the teachers who grant this punishment to their students do not know the reason behind it. This form of punishment has been in practice in our country since the Gurukul time and was given to the students who were weak in studies. That is a different question if now a days teachers grant this punishment for any mistake and not only for studies but originally it was meant for weak students only.
Talking about the logic behind this punishment, it is very interesting to know that this particular posture increases the blood flow in the memory cells in brain and synchronizes the right and left side of the brain to improve function and promote calmness, stimulates neural pathways via acupressure points in the earlobe, sharpens intelligence and also helps those with autism, asperger’s syndrome, learning difficulties and behavioral problems.
Probably we have forgotten this ancient method of increasing memory power but the West is now using is very diligently and they are recommending this posture or exercise to treat many a diseases.
India is a country where pizza deliveries are made in less than 30 minutes. However ambulances can take up to forever because they are always trapped in traffic. Bengaluru has been facing traffic jam problems since time immemorial and the government of Karnataka decided to address the issue by making medical assistance as fast as express deliveries.
The Government of Karnataka has flagged off its landmark trauma-care initiative, launching 30 First Responder Bikes across the state. The paramedics are trained to negotiate heavy traffic and reach the spot in 10 minutes to start first aid and resuscitation.
While road accidents in India claim one life every minute on average ,the numbers by the year have only increased.Such amazing initiatives that break the barriers of time and space in saving lives bring hope in the system, much-awaited.
The bike ambulance rider will be a trained paramedic.
“The paramedic will reach the spot in ten minutes and give first aid and start resuscitation measures to save the victim till the four-wheeler ambulance arrives,” Mr. Khader said. Each bike ambulance will carry 40 medical items, including stethoscope, pulse oximeter, bandages, and IV normal saline, apart from 53 basic drugs.
Instead of having pizzas or food in their storage boxes, the bikes will be stocked up with life saving equipment and medicines.